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You will need to submit documentation at some point during the application process. You may do so here at any time, otherwise our team will reach out to you.
To figure out exactly which documents you need, please see our
Prepared?
Application Checklist
Before applying:
-
Review our
THOROUGHLY. - Know that an applicant must view the home for themselves prior to signing a lease.
- Know that we will reach out to you for the below documentation, which are each required (with a few exceptions).
Required application documents:
- Driver's license
- Rental Verification Form (unless military housing or homeowners)
- Employment Verification Form and last 3 pay stubs (unless self-employed or military)
- If self-employed, include previous year W-2 and last 3 months personal and business bank statements
- If military, include copy of LES and orders
Once approved, these additional items will be required within 2 days:
- Signed lease
- Addendums
- Tenant manual
- Security deposit (payable by cashier's check, certified funds or money order—no personal checks or cash)
Our Criteria
Resident Selection Criteria
Mark Downey & Associates, Inc. (MD&A) does not discriminate on the basis of age, race, color, creed, religion, sex, national origin, disability, or familial status.
Processing fees are non-refundable and may be paid at our office by certified check or money order, or through your portal set up during the application process. NO PERSONAL CHECKS OR CASH.
A $65 per person, non-refundable, application fee will accompany each application, regardless of applicant, joint applicant, or co-applicant status. We cannot process your application without this fee.
Resident criteria for all applications:
- Co-signers and guarantors are NOT accepted.
- Monthly income must be a minimum of 3 times the rental amount.
- FICO score must be at least 600. Exceptions may be made (e.g. for applicants with strong landlord recommendations) in tandem with a higher deposit or rent.
- No more than 2 unrelated roommates.
- Family size must be in compliance with HUD guidelines for the home (e.g. we do not allow 10 occupants for a 3-bedroom home). Only 2 heartbeats per bedroom.
Applicant will be denied occupancy for the following reasons:
- Falsified or incomplete application
- History of slow or non-payment of rent within past 12 months
- History of evictions (unless it is proven that you were falsely evicted)
- History of violence to persons or property, felony conviction for such, or any sexual criminal history
- History of poor or unsanitary housekeeping
- History of drug related activity by any household member
- History of unruly or destructive behavior by resident or resident's household
- Poor personal references
- Derogatory credit history - below 600 or recent history of late payments to creditors and/or utility providers
Misc.
Other Important Information
Background Checks
Criminal and eviction history may be verified by our company and/or an independent company using court and public records.
Pets
All pets must be approved by MD&A or the owner. If a pet is allowed, there will be a charge (TBD but typically $350 per pet), which is a NON-REFUNDABLE fee. This fee allows you the right to have an APPROVED pet on the premises. This fee is not a damage deposit; tenant is responsible for all damages caused by pets.
The following pets are not allowed at any time: Doberman Pinscher, German Shepherd, Chow Chow, Rottweiler, Akita, Pit Bull. Other breeds that possibly require paperwork from veterinarian include: Presa Canario, Bull Mastiff, Huskies, Saint Bernard, Malamutes, Great Danes, Mastiff. Also, dogs that contain a mix of one or more of the above breeds, and dogs, regardless of breed, that have been involved in a biting incident. The only exception is those breeds that have documented papers from an obedience school or organization approved by MD&A or per statutory guidelines. We must have these on file.
Move-In Timeline
If approved, the lease must be signed and the security deposit paid within 2 business days. Your move in date can only be pushed out 2 weeks (meaning you must start paying rent and take possession of the home within 2 weeks of an approved application or available date of the home - whichever is first).
Roommates
Roommates must be able to qualify individually and may be considered with the owner's permission and are subject to MD&A's exclusive approval. A security deposit equal to 150% of the advertised rent amount will be required. This security deposit is to be payable in advance in the form of certified funds. If one tenant shall desire to vacate during any occupancy period, MD&A must approve any changes and tenants will owe a fee of $95 for the change in lease.
Vacate Fee
A minimum, non-refundable, property preparation/vacate fee will be charged to the resident(s) upon vacating property, and will be taken out of the deposit.
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Have any questions about the application process? We're always willing to help out!
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